Privacy & Refund Policy

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions.

The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

• Account means a unique account created for You to access our Service.
• Application refers to Econsole - Payemi.
• Company refers to PAYEMI, Sadikhans Dearh, Jalangi, Murshidabad, West Bengal - 742303.
• Country refers to: West Bengal, India
• Personal Data is any information that relates to an identified or identifiable individual.
• Service refers to the Application, Website, or both.
• Usage Data refers to data collected automatically by the Service.
• Website refers to PAYEMI, accessible from https://payemi.in
• You means the individual or entity using the Service.

Collecting and Using Your Data

We collect personal information such as name, email, phone number, address, and usage data to operate and improve our services. We may use tracking technologies like cookies and web beacons.

Use of Your Personal Data

• To provide and maintain our Service
• To manage Your Account
• To contact You regarding updates or support
• To manage Your requests
• For business transfers or legal obligations

Retention & Transfer of Data

Your data is stored and retained securely for as long as needed to fulfill the purpose it was collected for, or to comply with legal obligations.

Delete Your Personal Data

You can request deletion or correction of your data by contacting us at support@payemi.in.

Security

We use commercially acceptable security measures, but no method of transmission over the Internet is 100% secure.

Children's Privacy

We do not knowingly collect personal data from children under 13.

Third-Party Links

Our Service may contain links to third-party websites. We are not responsible for their content or privacy practices.

Refund Policy

No Refund Policy

All purchases made through our platform are final and non-refundable. Once a transaction has been completed, it cannot be reversed, refunded, or exchanged for any reason, including but not limited to:

• User dissatisfaction with the service,
• Accidental purchases,
• Incompatibility with a user’s device or system,
• Change of mind after payment.

We encourage all users to carefully review the service details and confirm all information before completing any payment. If you experience a technical issue or believe there has been an error in billing, please contact our support team immediately at and we will be happy to assist you. support@payemi.in or call +91 7872074901.

Changes to This Policy

We may update this policy from time to time. Changes will be posted on this page with an updated effective date.

Contact Us

If you have any questions about this Privacy & Refund Policy, please contact us:

• Email: support@payemi.in
• Phone: +91 7872074901